Warranted Accountant · Malta

Your business deserves financial clarity, not just compliance

DM Accounting provides Maltese SMEs with hands-on bookkeeping, tax compliance, and fractional CFO support — the kind of financial oversight that used to require a full-time hire.

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Warranted Accountant — Malta
GAPSME & IFRS Compliant Reporting
Xero & Odoo Certified
Malta CFR & VAT Specialists

Sound familiar?

Most Malta SMEs are flying blind financially

  • You only hear from your accountant at year-end

    By the time the numbers arrive, it's too late to act on them. Problems have been building for months.

  • 📋
    VAT and tax deadlines create last-minute panic

    Scrambling for receipts, chasing invoices, hoping nothing was missed — every quarter, the same stress.

  • 📊
    You don't have a clear picture of your cash position

    Revenue is coming in but you're not sure where it's going, or whether you can afford to grow.

  • 🏢
    A full-time CFO is out of reach

    You need strategic financial oversight but can't justify the cost of a senior hire at this stage.

"Most small businesses don't fail because of bad products. They fail because nobody was watching the money."

DM Accounting gives Malta SMEs the financial visibility and compliance infrastructure that used to be the exclusive advantage of larger businesses — without the overhead.

What we do

Services built for how Malta businesses actually work

Not generic packages. Every engagement is scoped to what you actually need, priced fairly, and delivered by a qualified professional — not an offshore team.

01

Bookkeeping & Monthly Accounts

Clean, timely books every month. Bank reconciliations, supplier payments, receivables tracking, and management accounts you can actually read.

Xero Odoo Monthly
02

Tax Compliance

VAT returns, FSS submissions, income tax, and CFR compliance handled end-to-end. No surprises, no penalties, no last-minute panic.

VAT FSS Income Tax
03

Fractional CFO

Strategic financial oversight without the full-time cost. Cash flow planning, budgeting, KPI reporting, and guidance on the decisions that matter.

Strategy Cashflow Reporting
04

Financial Statements

GAPSME-compliant annual accounts prepared accurately and on time. Sole traders, partnerships, and limited companies.

GAPSME Annual IFRS
05

Software Implementation

Xero or Odoo set up correctly from day one. Chart of accounts, workflows, integrations, and staff training included.

Xero Odoo 19 Setup
06

Business Advisory

Company structuring, shareholder arrangements, expansion planning, and financial due diligence for Malta-based businesses at any stage.

Advisory Structuring Planning

Why DM Accounting

A qualified professional who answers the phone

Not a firm. Not a junior assigned to your file. One warranted accountant who knows your business and is accountable to you directly.

Local

Malta-first expertise

CFR rules, Malta tax rates, FSS deadlines, GAPSME requirements — the nuances of running a business in Malta are built into everything we do, not looked up when needed.

Direct

One point of contact

Your questions are answered by the person who holds your Warrant — not filtered through a receptionist or reassigned when your accountant moves on.

Proactive

You hear from us first

Upcoming deadlines, tax-saving opportunities, and cash flow risks flagged before they become problems. Not reactive — anticipatory.

Tech

Modern tools, clean data

Xero and Odoo 19 expertise means your books are automated where they should be, and manually reviewed where it matters. No legacy software, no spreadsheet chaos.

Client feedback

What Malta business owners actually say

"Finally an accountant who explains things in plain language. I always left meetings with my old firm more confused than when I arrived. Daniel is different — he makes sure you actually understand your own numbers."

M
Maria C.
Director, Retail Business · Malta

"We were drowning in paperwork and had no idea where our cash was going. Within two months of working with DM Accounting we had proper monthly reports and our VAT compliance was completely sorted."

J
Jonathan F.
Owner, Services Company · Malta

Get in touch

Let's talk about your business

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A conversation costs nothing. The right accountant saves you more than their fee.

Book a free 30-minute consultation. No obligation, no sales pitch — just a straightforward conversation about your business and whether we're the right fit.