Warranted Accountant in Malta

An accountant in Malta for financial clarity, not just compliance

DM Accounting gives Maltese SMEs and the self-employed hands-on bookkeeping, VAT and tax compliance, monthly management accounts and advisory support. Compliance only from €200 a quarter, full bookkeeping from €150 a month, always agreed in writing before any work starts.

Daniel Mercieca, Warranted Accountant
You deal with me directly, not a junior.

Book a Free Consultation See What We Offer

Start the conversation

Your name Email address What do you need help with? Anything else?

Replies within one business day · No obligation

Sound familiar?

Most Malta SMEs are flying blind financially

⏰

You only hear from your accountant at year-end
By the time the numbers arrive, it's too late to act on them. Problems have been building for months.
📋

VAT and tax deadlines create last-minute panic
Scrambling for receipts, chasing invoices, hoping nothing was missed — every quarter, the same stress.
📊

You don't have a clear picture of your cash position
Revenue is coming in but you're not sure where it's going, or whether you can afford to grow.
🏢

A full-time finance director is out of reach
You need someone senior looking at the numbers with you, but can't justify the cost of a full-time hire at this stage.

"Most small businesses don't fail because of bad products. They fail because nobody was watching the money."

DM Accounting gives Malta SMEs the financial visibility and compliance infrastructure that used to be the exclusive advantage of larger businesses — without the overhead.

What we do

Services built for how Malta businesses actually work

Not generic packages. Every engagement is scoped to what you actually need, priced fairly, and delivered by a qualified professional — not an offshore team. Estimate your fee in one minute →

New · Business coaching

Finance-Led Business Coaching

Run your business from the numbers up. Numbers-First Management gives you a one-page yearly plan, three to five quarterly priorities, ten to fifteen weekly numbers your managers own, and one 90-minute weekly meeting, all built from your own accounts. For Maltese SMEs with 5 to 50 staff.

See how it works →

Year MapYearly
Quarter CommitmentsQuarterly
Weekly DialsWeekly
Weekly Table90 minutes

Bookkeeping & Monthly Accounts

Clean, timely books every month. Bank reconciliations, supplier payments, receivables tracking, and management accounts you can actually read. From €150 a month →

Xero Odoo Monthly

Tax Compliance

VAT returns, FSS submissions, income tax, and CFR compliance handled end-to-end. No surprises, no penalties, no last-minute panic. Keep your own books? Compliance only starts at €200 a quarter. Self-employed guide →

VAT FSS Income Tax

Management Accounts & Advisory

Monthly management accounts, and the advice that comes with them. Cash flow planning, budgeting, KPI reporting, and guidance on the decisions that matter. What it costs in Malta →

Strategy Cashflow Reporting

Financial Statements

GAPSME-compliant annual accounts prepared accurately and on time. Sole traders, partnerships, and limited companies. Annual vs management accounts →

GAPSME Annual IFRS

Software Implementation

Xero or Odoo set up correctly from day one. Chart of accounts, workflows, integrations, and staff training included.

Xero Odoo 19 Setup

Business Advisory

Company structuring, shareholder arrangements, expansion planning, and financial due diligence for Malta-based businesses at any stage.

Advisory Structuring Planning

Why DM Accounting

A qualified professional who answers the phone

Not a firm. Not a junior assigned to your file. One warranted accountant who knows your business and is accountable to you directly.

Local

Malta-first expertise

CFR rules, Malta tax rates, FSS deadlines, GAPSME requirements — the nuances of running a business in Malta are built into everything we do, not looked up when needed.

Direct

One point of contact

Your questions are answered by the person who holds your Warrant — not filtered through a receptionist or reassigned when your accountant moves on.

Proactive

You hear from us first

Upcoming deadlines, tax-saving opportunities, and cash flow risks flagged before they become problems. Not reactive — anticipatory.

Tech

Modern tools, clean data

Xero and Odoo 19 expertise means your books are automated where they should be, and manually reviewed where it matters. No legacy software, no spreadsheet chaos.

Client feedback

What Malta business owners actually say

"Finally an accountant who explains things in plain language. I always left meetings with my old firm more confused than when I arrived. Daniel is different — he makes sure you actually understand your own numbers."

Maria C.

Director, Retail Business · Malta

"We were drowning in paperwork and had no idea where our cash was going. Within two months of working with DM Accounting we had proper monthly reports and our VAT compliance was completely sorted."

Jonathan F.

Owner, Services Company · Malta

Questions

What Malta business owners ask first

How much does an accountant cost in Malta?

With DM Accounting, monthly bookkeeping, VAT returns and annual accounts start from €150 a month for a sole trader or micro company, €250 for a small VAT-registered company. If you keep your own books, compliance only starts at €200 per quarterly VAT return. Payroll adds €40 a month for the first employee and €20 for each additional one. Management accounts start from €500 a month with all bookkeeping included, and catch-up work on books that are behind is €50 an hour. Estimate your own fee or read the 2026 price guide.

Do you work with self-employed people and sole traders?

Yes. I handle VAT under Article 10 or Article 11, income tax returns, Class 2 social security and provisional tax for sole traders, tradesmen and freelancers, as well as for limited companies. Read the self-employed compliance guide.

What are management accounts, and does my business need them?

Management accounts are a short monthly report showing what the business earned, what it spent, how much cash it has and who owes it money. Unlike the annual accounts, they are for you, not the authorities. If you are making decisions on last year's numbers, you need them. What a good pack includes.

Can you take over from my current accountant?

Yes. With your written authority I request the handover file from your previous accountant and deal with the correspondence. Most changeovers are done within two weeks.

My books are months behind. Can you still help?

Yes. Catch-up work is charged at €50 an hour, with an estimate agreed after a look at your records. Once you are up to date, a fixed monthly fee covers the routine work.

Who will actually do the work?

I do. DM Accounting is run by Daniel Mercieca, a Warranted Accountant, with a deliberately small client list. Your file is not passed to a junior or sent offshore. More about me.

Get in touch

Let's talk about your business

Full name Email address Company name (optional) Service you're interested in Message

✓ Message received. You'll hear back within one business day.

A conversation costs nothing. The right accountant saves you more than their fee.

Book a free 30-minute consultation. No obligation, no sales pitch — just a straightforward conversation about your business and whether we're the right fit.

dmercieca@dmaccounting.eu

Quick message welcome